<?xml version="1.0"  encoding="ISO-8859-1"?>
<Wizard.com_outline version="2.1">
<CAPSULE>
<COMPANY>YTB INTERNATIONAL, INC.</COMPANY>
<FORM>10KSB</FORM>
<DATE_FILED>20080331</DATE_FILED>
<SIZE>2.00 MB</SIZE>
<PAGES>98</PAGES>
</CAPSULE>
<DOCUMENT size="2.00 MB" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;doc=0&amp;attach=on">
<SUB_DOCUMENT number="1" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;DSEQ=1&amp;SQDESC=SECTION_BODY&amp;doc=1" type="HTML" description="10KSB">
<PAGE number="1" description="UNITED STATES" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=1&amp;SQDESC=SECTION_PAGE&amp;num=1&amp;doc=1"></PAGE>
<PAGE number="2" description="N/A" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=2&amp;SQDESC=SECTION_PAGE&amp;num=2&amp;doc=1"></PAGE>
<PAGE number="3" description="PART I" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=3&amp;SQDESC=SECTION_PAGE&amp;num=3&amp;doc=1"></PAGE>
<PAGE number="4" description="Current Operations" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=4&amp;SQDESC=SECTION_PAGE&amp;num=4&amp;doc=1"></PAGE>
<PAGE number="5" description="Regulatory Framework" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=5&amp;SQDESC=SECTION_PAGE&amp;num=5&amp;doc=1"></PAGE>
<PAGE number="6" description="Employees" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=6&amp;SQDESC=SECTION_PAGE&amp;num=6&amp;doc=1"></PAGE>
<PAGE number="7" description="Owned Real Property" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=7&amp;SQDESC=SECTION_PAGE&amp;num=7&amp;doc=1"></PAGE>
<PAGE number="8" description="Leased Real Property" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=8&amp;SQDESC=SECTION_PAGE&amp;num=8&amp;doc=1"></PAGE>
<PAGE number="9" description="Adequacy of Property" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=9&amp;SQDESC=SECTION_PAGE&amp;num=9&amp;doc=1"></PAGE>
<PAGE number="10" description="PART II" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=10&amp;SQDESC=SECTION_PAGE&amp;num=10&amp;doc=1"></PAGE>
<PAGE number="11" description="Recent Sales of Unregistered Securities" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=11&amp;SQDESC=SECTION_PAGE&amp;num=11&amp;doc=1"></PAGE>
<PAGE number="12" description="N/A" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=12&amp;SQDESC=SECTION_PAGE&amp;num=12&amp;doc=1"></PAGE>
<PAGE number="13" description="Results of Operations" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=13&amp;SQDESC=SECTION_PAGE&amp;num=13&amp;doc=1"></PAGE>
<PAGE number="14" description="N/A" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=14&amp;SQDESC=SECTION_PAGE&amp;num=14&amp;doc=1"></PAGE>
<PAGE number="15" description="Number of Winners of Coach s Birthday Bash contest by year have been:" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=15&amp;SQDESC=SECTION_PAGE&amp;num=15&amp;doc=1"></PAGE>
<PAGE number="16" description="Operating Expenses" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=16&amp;SQDESC=SECTION_PAGE&amp;num=16&amp;doc=1"></PAGE>
<PAGE number="17" description="Liquidity and Capital Resources" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=17&amp;SQDESC=SECTION_PAGE&amp;num=17&amp;doc=1"></PAGE>
<PAGE number="18" description="Headquarters Property" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=18&amp;SQDESC=SECTION_PAGE&amp;num=18&amp;doc=1"></PAGE>
<PAGE number="19" description="Future Cash Flows and Expenditures" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=19&amp;SQDESC=SECTION_PAGE&amp;num=19&amp;doc=1"></PAGE>
<PAGE number="20" description="Critical Accounting Policies and Estimates" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=20&amp;SQDESC=SECTION_PAGE&amp;num=20&amp;doc=1"></PAGE>
<PAGE number="21" description="Long-term Investments" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=21&amp;SQDESC=SECTION_PAGE&amp;num=21&amp;doc=1"></PAGE>
<PAGE number="22" description="The Private Securities Litigation Reform Act of 1995 and Section 21E of the Securities Exchange Act" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=22&amp;SQDESC=SECTION_PAGE&amp;num=22&amp;doc=1"></PAGE>
<PAGE number="23" description="Item 8A(T). Controls and Procedures." link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=23&amp;SQDESC=SECTION_PAGE&amp;num=23&amp;doc=1"></PAGE>
<PAGE number="24" description="Item 8B." link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=24&amp;SQDESC=SECTION_PAGE&amp;num=24&amp;doc=1"></PAGE>
<PAGE number="25" description="PART III" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=25&amp;SQDESC=SECTION_PAGE&amp;num=25&amp;doc=1"></PAGE>
<PAGE number="26" description="N/A" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=26&amp;SQDESC=SECTION_PAGE&amp;num=26&amp;doc=1"></PAGE>
<PAGE number="27" description="Item 14. Principal Accountant Fees and Services." link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=27&amp;SQDESC=SECTION_PAGE&amp;num=27&amp;doc=1"></PAGE>
<PAGE number="28" description="SIGNATURES" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=28&amp;SQDESC=SECTION_PAGE&amp;num=28&amp;doc=1"></PAGE>
<PAGE number="29" description="N/A" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=29&amp;SQDESC=SECTION_PAGE&amp;num=29&amp;doc=1"></PAGE>
<PAGE number="30" description="REPORT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=30&amp;SQDESC=SECTION_PAGE&amp;num=30&amp;doc=1"></PAGE>
<PAGE number="31" description="On July 31, 2007 (the" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=31&amp;SQDESC=SECTION_PAGE&amp;num=31&amp;doc=1"></PAGE>
<PAGE number="32" description="N/A" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=32&amp;SQDESC=SECTION_PAGE&amp;num=32&amp;doc=1"></PAGE>
<PAGE number="33" description="See accompanying notes to consolidated financial statements." link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=33&amp;SQDESC=SECTION_PAGE&amp;num=33&amp;doc=1"></PAGE>
<PAGE number="34" description="N/A" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=34&amp;SQDESC=SECTION_PAGE&amp;num=34&amp;doc=1"></PAGE>
<PAGE number="35" description="N/A" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=35&amp;SQDESC=SECTION_PAGE&amp;num=35&amp;doc=1"></PAGE>
<PAGE number="36" description="NOTE 1 - ORGANIZATION AND NATURE OF OPERATIONS" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=36&amp;SQDESC=SECTION_PAGE&amp;num=36&amp;doc=1"></PAGE>
<PAGE number="37" description="NOTE 2 - SUMMARY OF SIGNIFICANT ACCOUNTING POLICIES" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=37&amp;SQDESC=SECTION_PAGE&amp;num=37&amp;doc=1"></PAGE>
<PAGE number="38" description="Notes receivable" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=38&amp;SQDESC=SECTION_PAGE&amp;num=38&amp;doc=1"></PAGE>
<PAGE number="39" description="Long-lived asset recoverability" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=39&amp;SQDESC=SECTION_PAGE&amp;num=39&amp;doc=1"></PAGE>
<PAGE number="40" description="Accounting for Taxes Collected from Customers and Remitted to Governmental Authorities" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=40&amp;SQDESC=SECTION_PAGE&amp;num=40&amp;doc=1"></PAGE>
<PAGE number="41" description="Earnings Per Share" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=41&amp;SQDESC=SECTION_PAGE&amp;num=41&amp;doc=1"></PAGE>
<PAGE number="42" description="NOTE 3 - NET INCOME (LOSS) PER SHARE" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=42&amp;SQDESC=SECTION_PAGE&amp;num=42&amp;doc=1"></PAGE>
<PAGE number="43" description="NOTE 4 - RESTRICTED CASH" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=43&amp;SQDESC=SECTION_PAGE&amp;num=43&amp;doc=1"></PAGE>
<PAGE number="44" description="NOTE 7 - LONG-TERM INVESTMENTS" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=44&amp;SQDESC=SECTION_PAGE&amp;num=44&amp;doc=1"></PAGE>
<PAGE number="45" description="NOTE 9 - INTANGIBLE ASSETS, NET" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=45&amp;SQDESC=SECTION_PAGE&amp;num=45&amp;doc=1"></PAGE>
<PAGE number="46" description="Executive Employment Agreements." link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=46&amp;SQDESC=SECTION_PAGE&amp;num=46&amp;doc=1"></PAGE>
<PAGE number="47" description="Long-Term Debt" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=47&amp;SQDESC=SECTION_PAGE&amp;num=47&amp;doc=1"></PAGE>
<PAGE number="48" description="Employment agreements" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=48&amp;SQDESC=SECTION_PAGE&amp;num=48&amp;doc=1"></PAGE>
<PAGE number="49" description="NOTE 15 - COMMON STOCK RECLASSIFICATION" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=49&amp;SQDESC=SECTION_PAGE&amp;num=49&amp;doc=1"></PAGE>
<PAGE number="50" description="2007 Sales Director Bonus Plan." link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=50&amp;SQDESC=SECTION_PAGE&amp;num=50&amp;doc=1"></PAGE>
<PAGE number="51" description="N/A" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=51&amp;SQDESC=SECTION_PAGE&amp;num=51&amp;doc=1"></PAGE>
<PAGE number="52" description="Restricted Stock Awards" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=52&amp;SQDESC=SECTION_PAGE&amp;num=52&amp;doc=1"></PAGE>
<PAGE number="53" description="N/A" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=53&amp;SQDESC=SECTION_PAGE&amp;num=53&amp;doc=1"></PAGE>
<PAGE number="54" description="NOTE 17 - STOCKHOLDERS EQUITY" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=54&amp;SQDESC=SECTION_PAGE&amp;num=54&amp;doc=1"></PAGE>
<PAGE number="55" description="Building Two Purchase Contract" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=55&amp;SQDESC=SECTION_PAGE&amp;num=55&amp;doc=1"></PAGE>
<PAGE number="56" description="Magnolia Lease" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=56&amp;SQDESC=SECTION_PAGE&amp;num=56&amp;doc=1"></PAGE>
<PAGE number="57" description="NOTE 19 - SEGMENT INFORMATION" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=57&amp;SQDESC=SECTION_PAGE&amp;num=57&amp;doc=1"></PAGE>
<PAGE number="58" description="Income Taxes -" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=58&amp;SQDESC=SECTION_PAGE&amp;num=58&amp;doc=1"></PAGE>
<PAGE number="59" description="N/A" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=59&amp;SQDESC=SECTION_PAGE&amp;num=59&amp;doc=1"></PAGE>
<PAGE number="60" description="NOTE 21 - SUBSEQUENT EVENTS" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=60&amp;SQDESC=SECTION_PAGE&amp;num=60&amp;doc=1"></PAGE>
<PAGE number="61" description="Restricted Cash-Related Transactions" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=61&amp;SQDESC=SECTION_PAGE&amp;num=61&amp;doc=1"></PAGE>
<PAGE number="62" description="Acquisition of Entity Holding Executive Jet" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=1&amp;SEQ=62&amp;SQDESC=SECTION_PAGE&amp;num=62&amp;doc=1"></PAGE>
</SUB_DOCUMENT>
<SUB_DOCUMENT number="2" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;DSEQ=2&amp;SQDESC=SECTION_EXHIBIT&amp;doc=2" type="HTML" description="EX-10.5 -  Material contracts">
<PAGE number="1" description="EMPLOYMENT AGREEMENT" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=2&amp;SEQ=63&amp;SQDESC=SECTION_PAGE&amp;num=1&amp;doc=2"></PAGE>
<PAGE number="2" description="provided, however," link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=2&amp;SEQ=64&amp;SQDESC=SECTION_PAGE&amp;num=2&amp;doc=2"></PAGE>
<PAGE number="3" description="N/A" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=2&amp;SEQ=65&amp;SQDESC=SECTION_PAGE&amp;num=3&amp;doc=2"></PAGE>
<PAGE number="4" description="N/A" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=2&amp;SEQ=66&amp;SQDESC=SECTION_PAGE&amp;num=4&amp;doc=2"></PAGE>
<PAGE number="5" description="N/A" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=2&amp;SEQ=67&amp;SQDESC=SECTION_PAGE&amp;num=5&amp;doc=2"></PAGE>
<PAGE number="6" description="N/A" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=2&amp;SEQ=68&amp;SQDESC=SECTION_PAGE&amp;num=6&amp;doc=2"></PAGE>
<PAGE number="7" description="(i)" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=2&amp;SEQ=69&amp;SQDESC=SECTION_PAGE&amp;num=7&amp;doc=2"></PAGE>
<PAGE number="8" description="N/A" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=2&amp;SEQ=70&amp;SQDESC=SECTION_PAGE&amp;num=8&amp;doc=2"></PAGE>
<PAGE number="9" description="N/A" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=2&amp;SEQ=71&amp;SQDESC=SECTION_PAGE&amp;num=9&amp;doc=2"></PAGE>
<PAGE number="10" description="N/A" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=2&amp;SEQ=72&amp;SQDESC=SECTION_PAGE&amp;num=10&amp;doc=2"></PAGE>
<PAGE number="11" description="N/A" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=2&amp;SEQ=73&amp;SQDESC=SECTION_PAGE&amp;num=11&amp;doc=2"></PAGE>
<PAGE number="12" description="N/A" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=2&amp;SEQ=74&amp;SQDESC=SECTION_PAGE&amp;num=12&amp;doc=2"></PAGE>
<PAGE number="13" description="IN WITNESS WHEREOF," link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=2&amp;SEQ=75&amp;SQDESC=SECTION_PAGE&amp;num=13&amp;doc=2"></PAGE>
</SUB_DOCUMENT>
<SUB_DOCUMENT number="3" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;DSEQ=3&amp;SQDESC=SECTION_EXHIBIT&amp;doc=3" type="HTML" description="EX-10.12 -  Material contracts">
<PAGE number="1" description="YTB INTERNATIONAL, INC." link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=3&amp;SEQ=76&amp;SQDESC=SECTION_PAGE&amp;num=1&amp;doc=3"></PAGE>
<PAGE number="2" description="Charter Amendment" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=3&amp;SEQ=77&amp;SQDESC=SECTION_PAGE&amp;num=2&amp;doc=3"></PAGE>
<PAGE number="3" description="Disability" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=3&amp;SEQ=78&amp;SQDESC=SECTION_PAGE&amp;num=3&amp;doc=3"></PAGE>
<PAGE number="4" description="Section" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=3&amp;SEQ=79&amp;SQDESC=SECTION_PAGE&amp;num=4&amp;doc=3"></PAGE>
<PAGE number="5" description="N/A" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=3&amp;SEQ=80&amp;SQDESC=SECTION_PAGE&amp;num=5&amp;doc=3"></PAGE>
<PAGE number="6" description="Option Term." link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=3&amp;SEQ=81&amp;SQDESC=SECTION_PAGE&amp;num=6&amp;doc=3"></PAGE>
<PAGE number="7" description="Additional Incentive Stock Option Limitation." link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=3&amp;SEQ=82&amp;SQDESC=SECTION_PAGE&amp;num=7&amp;doc=3"></PAGE>
<PAGE number="8" description="Performance Conditions." link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=3&amp;SEQ=83&amp;SQDESC=SECTION_PAGE&amp;num=8&amp;doc=3"></PAGE>
<PAGE number="9" description="Custody and Payment of Distributions on Restricted Stock." link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=3&amp;SEQ=84&amp;SQDESC=SECTION_PAGE&amp;num=9&amp;doc=3"></PAGE>
<PAGE number="10" description="Forfeiture of Restricted Stock; Determinations by the Committee." link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=3&amp;SEQ=85&amp;SQDESC=SECTION_PAGE&amp;num=10&amp;doc=3"></PAGE>
<PAGE number="11" description="III." link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=3&amp;SEQ=86&amp;SQDESC=SECTION_PAGE&amp;num=11&amp;doc=3"></PAGE>
<PAGE number="12" description="N/A" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=3&amp;SEQ=87&amp;SQDESC=SECTION_PAGE&amp;num=12&amp;doc=3"></PAGE>
<PAGE number="13" description="N/A" link="http://quotemedia.10kwizard.com/filing.xml?rid=23&amp;ipage=5572626&amp;&amp;DSEQ=3&amp;SEQ=88&amp;SQDESC=SECTION_PAGE&amp;num=13&amp;doc=3"></PAGE>
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